Income, Poverty, And Health Insurance - What Does One Have In Common With The Other?
It is amazing that most people never think to associate the difficulties of Income with Poverty and Health insurance. No one really sees just how related these three things really are. The only information most consumers hear every day is how the health care system is a tangled mess and that it appears to be getting worse. One hand washes the other in the process of elimination for solutions to the healthcare issue.
Sadly, this issue transcends race and age. According to the US Census Bureau, the uninsured rate and the number of uninsured in 2006 were not statistically different from 2005 for non-Hispanic Whites (at 10.8 percent and 21.2 million). The percentage and the number of uninsured Blacks increased (from 19.0 percent and 7.0 million in 2005) to 20.5 percent and 7.6 million in 2006. Also, the percentage and the number of uninsured Hispanics increased to 34.1 percent and 15.3 million in 2006. As you can see the numbers for Blacks and Hispanics are steadily on the rise.
As if things could not get any worse, the numbers of children who are not insured are on the rise as well. The statistics given by the census bureau states that the percentage and the number of children under 18 years old without health insurance increased to 11.7 percent and 8.7 million in 2006 (from 10.9 percent and 8.0 million, respectively, in 2005).
With an uninsured rate in 2006 at 19.3 percent, children in poverty were more likely to be uninsured than all children grouped together. Poverty and health insurance share a common bond, but the only way to improve one area is by improving another. We have to focus our efforts on diminishing the growing numbers of the impoverished in the United States. The Census bureau goes on to state that in 2006, 5.2 percent, or 15.4 million people, had an income below one-half their poverty threshold. This group represented 42.4 percent of the poverty population in 2006.
The percentage and the number of people with income below 125 percent of their threshold was 16.8 percent and 49.7 million. For children under 18 years old, 7.5 percent (5.5 million) were below 50 percent of their poverty thresholds, and 23.1 percent (17.1 million) were below 125 percent of their thresholds. These numbers are beyond alarming, but they do provide an explanation of the relationship between Income, Poverty, and Health Coverage. A family that is barely meeting their basic needs will not invest in health insurance. This is why discount healthcare is growing at an alarming rate. These programs are of great assistance to families, who without discounts, would never see the doctor for checkups or health problems.
Many consumers are seeking more economical ways to beat the healthcare crunch. Families who have been denied eligibility for health insurance find that they have substantial savings in services when they are enrolled in a discount healthcare program. It is important that when choosing a medical discount program, the consumer does research to ensure that the company is reputable. There has been a positive compliance movement in the industry as many states require approval to offer medical discount plans. In Florida, for example, as of April 2, 2007, there are currently forty six discount medical plan organizations that have been filed and approved according to the Florida Department of Financial Services.
Disera Wyatt has owned her own business for several years. She seeks to enlighten consumers, not from a biased point of view, but from a point of view that offers the facts and gives individuals the necessary tools to make logical decisions, based on facts and facts alone.
American Health Insurance Plans - What Are The American Family Health Insurance Needs Of Today?
The need for American health insurance today at lower costs to the consumer is skyrocketing. Many Americans either are not ma...
Texas Children In Danger Again - Bush’s Restrictions On The Children’s Health Insurance Program
In what seems like an overt effort to enrage Congress, President Bush has undermined the implementation of a bill expanding t...
Health and Health Insurance in Florida
How healthy is living in Florida?Florida ranks 46th out of the 50 states for residence without health insurance. A recent stu...
Find Affordable Health Insurance in Wisconsin
Wisconsin is to be commended for its efforts to provide affordable health insurance to those low income individuals who other...
Find Affordable Health Insurance in Wisconsin
Wisconsin is to be commended for its efforts to provide affordable health insurance to those low income individuals who other...
Florida State Health Insurance
Florida state health insurance is the best solution for people who are denied sufficient insurance coverage due to their medi...
Florida State Health Insurance
Florida state health insurance is the best solution for people who are denied sufficient insurance coverage due to their medi...
Illinois Health Insurance
The increasing costs of health care have made health insurance an absolute necessity. Health insurance is more useful for peo...
How To Purchase Florida Health Insurance
Find out your choicesThere are different types of health insurance plans available; each one has their advantages and disadva...
How To Purchase Florida Health Insurance
Find out your choicesThere are different types of health insurance plans available; each one has their advantages and disadva...
California Self Employed Health Insurance
Self employed residents of California looking for health insurance have options, options, options. Whether you are a sole pro...
Life Insurance - An Income Protection Measure
Life insurance is basically an income-protection measure. If the insured person is the sole bread earner of the family and he...
Health Insurance 101 - The Basics of What You Need to Know!
Health insurance is a legal contract between two or more parties that promises certain performance in exchange for considerat...
Health Insurance - Give Up All Your Worries Regarding Poor Health
Today the cost of living is increasing rapidly. When it comes to health care, the cost hikes to the sky like a rocket. Theref...
Basic Health Insurance Issues
You should always have health insurance if at all possible. That being said, there are some basic issues you consider and und...
Where to Get Affordable Georgia Health Insurance
Believe it or not, there really is such a thing as affordable Georgia health insurance. Here's how to get a cheap rate on Geo...
Pyramind of Insurance Needs
The Pyramid of Insurance Needs shows the increasing level of insurance that everyone needs. The most important insurance is t...
Retirement Planning
Insurance offers a very attractive option of buying an insurance called Annuity that pay us a regular sum of money monthly/ye...
Affordable Health Insurance Plan - What Everyone Needs to Know About Individual Health Insurance
The discussion about health insurance will rarely cross your mind as long as you are employed. The group health insurance ben...
Life Insurance 101
All types of Life Insurance fall into one of the four groups explained below, which type you use depends on the type of risk ...